Executive Summary
A **Senior Business Transformation Consultant** with 20+ years of experience in consulting, digital transformation, and process excellence across major BFSI firms (HSBC, UBS, Citi, HDFC Bank). Proven expertise in **Lean Six Sigma-led re-engineering**, stakeholder management, and GB/BB training.
Independent AI & Automation Practitioner (5+ years) specializing in Agentic AI (RAG), Data Science, and RPA. Developed a multi-agent Meta Llama 3 Banking RAG system using LangGraph (Planner-Worker-Synthesizer) for complex financial reasoning, alongside a production-ready Containerized RAG Microservice. Achieved a Top 2.5% global rank in an ML competition.
Core Competencies
Professional Experience Highlights
- **Senior Consulting & Program Management:** Led **overall program governance** (scope, risk, benefits) for complex **platform enhancement and rollout** across multiple geographies. Program-managed Commercial Banking Transformation (13 countries) and technology solution delivery.
- **Transformation Solution Design:** Designed **Target Operating Models** and optimized workflows, implementing RPA/OCR/predictive automation. Contributed to **RFP responses and consultative studies** for major banks. **Designed AI-driven predictive analytics solutions** in mortgage default servicing.
- **Process Excellence Leadership:** **Developed a Customer Value Delivery Program, leading to projected savings of $10M+** across insurance operations. Led strategic Lean Six Sigma consulting for global operations, designing and delivering GB/BB training.
- **Visionary Integration & Digital DNA:** The vision is **to drive organizational DNA change** by integrating **Lean Six Sigma** with **Agentic AI, RPA, Data Science, and ML** for**Orchestrated Intelligent Automation** and predictive capability. Focus is on delivering large and complex programs with digital and AI transformation solutions.
AI, ML & RPA Portfolio
Meta Llama 3 – Agentic Banking RAG System
Designed a multi-agent LangGraph (Planner–Worker–Synthesizer) system using Meta Llama 3 for complex banking queries and financial reasoning.
Containerized RAG Agent Microservice
Delivered instant, factual answers to complex banking policies, reducing compliance risk.
Credit Card Fraud Detection Model
LightGBM + Optuna, SMOTE, SHAP implementation. Achieved AUPRC: 0.85+ with Streamlit deployment.
Customer Churn Prediction
LightGBM model with SHAP analysis and custom thresholding. Achieved AUC: ~0.84+.
Credit Risk Scoring Model
Home loan default model using LightGBM + Optuna + SHAP for explainable risk assessment. AUC: ~0.75.
Global ML Competition Rank
Multi-label XGBoost model for Vaccine Prediction. Achieved **Top 2.5% globally** (AUC: 0.8628) in a DrivenData competition.
UiPath REFramework Demo Bot
Robust enterprise-grade bot showcasing Orchestrator queues, assets, exception handling, and logging.
Invoice Extraction Bot
Extracts and uploads filtered invoices via dynamic selectors (completion under 47 seconds).
Form Filling Bot
Bot developed to perform attended or unattended web form data entry based on input excel files.
Publications & Technical Content
Education & Training
- **Masters in Financial Management (MFM)** – JBIMS, Mumbai University
- **B.E. in Mechanical Engineering** – Bharathiar University
- **Certified Lean Six Sigma Black Belt** (2009) | **Master Black Belt Trained** (2012)
- **RPA Development Training (UiPath)** – 2020-2021
- **Applied AI, Data Science & Machine Learning** (2022-2025)
- Certified ISO 9001:2000 Lead Auditor | Agile Product Owner Training
Tools & Tech Stack
**Python**
Scikit-learn, XGBoost, LightGBM, LSTM, Prophet, ARIMA, SVM, KNN, Kmeans, SHAP, Optuna, GridSearchCV
Pandas, NumPy, Matplotlib, Seaborn
Streamlit, Flask, FastAPI, Gradio
FAISS, LangChain, LangGraph
Docker, Docker Compose, Ngrok
MySQL
UiPath
GitHub, Google Colab, PyCharm, Jupyter Notebook, OBS Studio